Mountains of Debt!
No matter what is going on in the Economy its very important to try not to get into more payments.
Earlier this week I celebrated paying off enough of my bills to free up $1000 a month that used to go out on bills..
I now have almost destroyed more than $200,000 in debt.. just down to a few more things and will be totally debt free..
It makes sense to plan so that you can keep your actual debt ratio as low as you can.